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Why Your Mortgage Application Is Denied

With Lisa Gryba, mortgage professional at One Link Mortgage & Financial

1. Your Credit Score Is Too Low
A credit score of 680+ will allow you access to the best mortgage offers. A score below this can present challenges.

2. The Type of Property
The property must be in good condition and in a desirable location

3. Down Payment Source
Funds should be either from your own resources or gifted from an immediate family member. Borrowed funds for down payments can be possible but have some restrictions.

4. Income Stability
If you’re self-employed, you must show two years of tax returns and income tax should be paid up to date. If you're a T4'd employee, you will need to provide confirmation of your employment.

Give me a call today @ 204.371.9284 or email at to find out more.

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